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Strong Growth in Mainland China’s Secondhand Home Sales; Hong Kong’s Housing Market Recovers but Remains Uncertain

Institution
J.P. Morgan
Date
20260505
Authors
Shirley Yau, Alvin Au
Company
Ticker
Industry
Real Estate
Rating
NeutralMedium confidenceShort-termThe report provides a neutral analysis of real estate market performance in Mainland China and Hong Kong, without explicitly recommending a strong bullish or bearish stance.
AuthorsShirley Yau, Alvin Au
CoverageChina、Hong Kong
Asset classesReal Estate
Research firm divisions/subsidiariesJ.P. Morgan Securities (Asia Pacific) Limited(Division/Team)、J.P. Morgan Broking (Hong Kong) Limited(Division/Team)

AI summary card

Strong Growth in Mainland China’s Secondhand Home Sales; Hong Kong’s Housing Market Recovers but Remains Uncertain

The report shows that secondhand home sales in Mainland China increased by 23% year over year, while Hong Kong’s residential market has shown signs of recovery thanks to supportive policies, though the decline in negative equity cases indicates ongoing market pressures.

Real EstateSecondhand HomesHong Kong Housing MarketMainland TouristsNegative Equity
  • Secondhand home sales in 12 major Chinese cities rose 23% year over year, driving stock performance outpacing the broader market.
  • Hong Kong’s residential market rebounded with policy support, seeing a rise in transaction volumes, yet negative equity cases fell 46% compared to the previous quarter.
  • Mainland tourists visiting Hong Kong grew 5% during the Golden Week holiday, though the growth rate slowed down.
  • Southbound fund holdings in certain developers like Cheung Kong Holdings and Country Garden increased slightly.
  • Valuation divergence is evident, with high-quality developers and property management stocks gaining favor.

Report interpretation

Overview

This report focuses on the latest developments in the real estate markets of Mainland China and Hong Kong, covering secondhand home transactions, new-home sales, southbound capital flows, and related policy impacts. Data indicate robust growth in secondhand home sales across Mainland China, while Hong Kong’s residential market has gradually recovered under policy support; however, the reduction in negative equity cases suggests persistent market challenges.

Core views

In Mainland China, secondhand home sales in 12 key cities surged 23% year over year, boosting sectoral stock performance above the broader market. Among cities, third-tier cities led with a 31% year-over-year increase. Year-to-date, Shanghai and Beijing reported increases of 7% and 3%, respectively, while Shenzhen saw a slight decline (-0.4%). On the supply side, potential housing inventory for the next 3–4 years is expected to decrease by 3% year over year, with the inventory-to-sales ratio remaining at a reasonable 4.6 years. In Hong Kong, residential transaction volumes have rebounded significantly thanks to favorable policies, with April registrations up 24% year over year—driven by a 60% surge in new-home sales and an 11% rise in secondhand home sales. Negative equity cases dropped from 21,300 in the previous quarter to 11,400, a 46% reduction. Additionally, southbound funds slightly increased their stakes in select developers, such as Hopson Development and Country Garden, each rising by 0.6%. On the demand side: Mainland tourist arrivals to Hong Kong grew 5% during the Labor Day Golden Week, though this growth rate has moderated compared to double-digit increases seen in April. Both the Consumer Sentiment Index (CSI) and the Manager Confidence Index (MCI) improved, yet transaction volume growth remains limited. On the supply side: Over the next 3–4 years, Hong Kong’s potential housing supply is projected to shrink by 3% year over year, with the inventory-to-sales ratio falling to 4.6 years—within historical norms. New project launches remain active, with developments like LimeSPARK and Highwood Ph2 expected to achieve strong sales rates. Valuation-wise: Certain premium developers, including China Resources Land and China Overseas Development, have received institutional endorsements. Meanwhile, southbound fund holdings in companies like Cheung Kong Holdings and New World Development have risen, reflecting mainland investors’ growing interest.

Analysis framework

The report comprehensively assesses the current state and trends of the real estate markets in Mainland China and Hong Kong by comparing primary and secondary home sales data, tracking southbound capital flows, evaluating policy impacts, and monitoring market sentiment indices. Specific methodologies include: 1. Analyzing changes in primary and secondary home sales across major cities, incorporating both year-over-year and quarter-over-quarter comparisons. 2. Tracking shifts in southbound fund holdings to gauge mainland investor preferences. 3. Monitoring how policy adjustments—such as stamp duty reductions and interest rate changes—affect the market. 4. Observing fluctuations in market confidence indicators (e.g., CVI, CSI) to forecast future price movements. 5. Benchmarking industry valuation levels to identify investment-worthy targets. These methods collectively form a holistic framework for assessing both markets.

Methodology notes

  • Industry/ Sector Analysis FrameworkSupply-demand framework

    Analyzing supply-demand dynamics through primary and secondary home sales trends

    The report uses primary and secondary home sales data, along with year-over-year and quarter-over-quarter comparisons, to evaluate market supply and demand conditions and their impact on pricing.

  • Industry/ Sector Analysis FrameworkVolume-price decomposition

    Breaking down market transaction volume and prices to analyze their underlying drivers

    By dissecting transaction volumes and prices, the report uncovers differences in market performance across cities and identifies the factors behind these variations.

  • Valuation MethodologyPB valuation

    Using the price-to-book ratio to assess real estate stock valuations

    The report employs P/B multiples as a core metric for evaluating real estate stock valuations, contrasting valuation disparities among different companies.

  • Industry/ Sector Analysis FrameworkOthers

    Tracking changes in southbound fund holdings as an indicator of market sentiment

    Southbound fund ownership percentages are used as a key measure of mainland investors’ interest in Hong Kong real estate stocks.

Asset mapping & comparison

Structured mapping from thesis to named assets (strengths, weaknesses, peers, risks).

  • COLI (China Overseas Land & Investment, 0688.HK)
    A premium developer benefiting from policy relaxation and renewed market confidence
    Strengths
    Financially stable, high credit rating
    Comparison
    More resilient to risks than highly leveraged peers
    Risks
    Weaker policy support could dampen sales
  • Longfor Group (0960.HK)
    Benefiting from policy easing and southbound capital inflows
    Strengths
    Low debt ratio, ample liquidity
    Comparison
    Favored over more leveraged peers like Country Garden
    Risks
    Fluctuating market confidence may affect share prices
  • Vanke (2202.HK)
    Core earnings and free cash flow remain negative, with short-term debt coverage weakening
    Weaknesses
    Significant financial pressure
    Comparison
    Contrasts sharply with premium developers like Cheung Kong Holdings
    Risks
    Short-term liquidity issues difficult to resolve

Key data

  • Mainland China Secondhand Home Sales+23% YoYLast week: +13%; year-to-date: +2%
  • Hong Kong Residential Transaction Volume+24% YoYApril data: new homes up 60%, secondhand homes up 11%
  • Negative Equity Cases-46% QoQFrom 21,300 to 11,400 cases
  • Southbound Fund Holdings+0.06% W/WSelected developers like Hopson Development and Country Garden saw increases
  • Mainland Tourist Arrivals to Hong Kong+5% YoYDuring the Labor Day Golden Week, growth rate slowed compared to April

Impact & implications

The report concludes that robust growth in Mainland China’s secondhand home market reflects a recovery in demand, while Hong Kong’s market is steadily recovering under supportive policies. However, the decline in negative equity cases and the moderation in mainland tourist growth suggest lingering uncertainties. For investors, high-quality developers and property management firms may present greater appeal, particularly those benefiting from policy easing and southbound capital inflows.

Risks

  • Potential weakening of policy support, impacting market confidence
  • Global economic uncertainty could weigh on real estate demand
  • Rising interest rates may raise home-buying costs, suppressing demand

What to watch

  • Whether policies will further ease in the coming months
  • Changes in new-home sales and absorption rates
  • Southbound fund flows and shifts in holding percentages
Zhejiang ICP No. 2022035445-5
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